monobank – modern digital bank 6.13.0

Universal bank | Monobank – Freeware – Android
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Monobank stands out as the largest commercial digital bank in Ukraine, earning the trust of over 9.2 million users. The platform offers a seamless banking experience enriched with diverse features.

Registration Process:
<ol>
 <li>Download the mobile app to initiate the process.</li>
 <li>Verify your personal cell phone number.</li>
 <li>Select a document for identity verification (options include Diia, ID card, passport, foreign passport, or permanent residence permit).</li>
 <li>Receive your virtual card immediately or request a physical card for delivery.</li>
</ol>
For optimal efficiency, users may choose Diia and complete registration in as little as 99 seconds.

If you are still uncertain about joining Monobank, consider the following compelling reasons for opening an account:
<ul>
 <li>Monocat: A virtual companion that adds a distinct element to your banking experience.</li>
 <li>Security First: Adaptive card settings that prioritize your safety.</li>
 <li>Effortless Payments: Automatic entry of card numbers or IBANs for convenience.</li>
 <li>Currency Cards: Instantly issue dollar or euro cards without visiting a branch.</li>
 <li>Hire Purchases: Access to flexible installment plans with selected partners.</li>
 <li>Payment Flexibility: Cancel transactions within 10 seconds if needed.</li>
 <li>Expense Sharing: Easily split bills among friends.</li>
 <li>Fundraising Jars: Create jars for donations or personal financial goals.</li>
 <li>Quick Scanning: Utilize your camera to scan cards or QR codes for rapid payments.</li>
 <li>Elite Cards: Premium cards at an affordable cost.</li>
 <li>Service Blocking: Conveniently block unwanted recurring charges.</li>
 <li>No-Fee Payments: Pay various bills without incurring additional costs.</li>
 <li>Electronic Signatures: Sign documents securely using QES signature through Diia.</li>
 <li>Pleasant Notifications: Notifications from Monocat add a unique touch to incoming payments.</li>
 <li>eSIM: Acquire a virtual SIM card with just a tap for added convenience.</li>
 <li>Google Pay Integration: Seamless payments with your Google Pay virtual wallet.</li>
 <li>Smart Payments: Schedule regular payments for bills or donations effortlessly.</li>
 <li>Global Credit Payments: Use your credit limit for purchases anywhere in the world.</li>
 <li>Dashboard Insights: Stay updated on NBU restrictions to manage your finances effectively.</li>
 <li>Installment Conversion: Convert previous expenses into manageable installment plans.</li>
 <li>Cashback Rewards: Earn cashback on a variety of categories with new partners added regularly.</li>
 <li>Affordable Insurance: Access competitively priced car insurance and other policies.</li>
 <li>Sleek Card Design: Enjoy an aesthetically pleasing and user-friendly card experience through our app.</li>
 <li>Contactless Transfers: Send money with ease by shaking your phone, bypassing card number entry.</li>
 <li>No-Commission Salaries: Withdraw salaries and make FOP payments without additional charges.</li>
 <li>Diverse Business Accounts: Open currency and business accounts swiftly—ideal for entrepreneurs.</li>
 <li>Easily Manageable Accounts: Keep track of tax reports with dedicated accounting features for businesses.</li>
 <li>Expense Analytics: Analyze and tag your spending thoroughly.</li>
 <li>Charitable Cashback: Donate cashback earnings to charity while managing your finances effectively.</li>
 <li><emInstant Money Transfers: Send money instantly to contacts within your phone book. </ li >
<li >Credit Flexibility: Utilize credit limits or payment plans according to individual needs. </ li >
<li >Rewards Program: Accumulate rewards for timely loan repayments and card usage. </ li >
<li >Child Accounts: Oversee child spending while educating them about finances. </ li >
<li >Incognito Mode: Conceal card balances from unauthorized viewing. </ li >
<li >24/7 Support: Access round-the-clock support via user-friendly messaging services. </ li >
<li >Email Statements: Receive comprehensive bank statements sent directly to your email inbox. </ li >
<li >Modern Design: Ensure the application reflects the latest trends in design and usability. </ li >
<li >Currency Exchange: Easily track and exchange currencies within the app interface. </ li >
<li >Effortless Replenishments: Quickly top up balances and repay loans with just a few taps, or via a software cash register terminal. </ li >
</ul>

The services and features provided by Monobank are backed by JSC «Universal Bank», operating under NBU License No. 92 dated January 20, 1994, registered under No. 226 in the state registry of Ukraine.

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